Kidnap and ransom cover

Comprehensive ransom cover

Covers ransom payments, loss in transit, professional negotiation fees, rewards for helpful information, and costs associated with securing the victim’s release.

Income and replacement support

Reimburses 100% of the victim’s salary during recovery and retraining, including the salary of a temporary replacement for extended periods, up to 72 months.

Crisis-related medical & legal expenses

Covers cosmetic surgery for disfigurement, personal accident cover for bodyguards and drivers, legal liability, and death benefit if a victim remains missing.

Emergency relocation & express kidnap cover

Covers political repatriation, relocation, accommodation, express kidnap events (under 24 hours), and associated losses.

Disappearance & threat response

Covers investigation costs, salary payments, and repatriation in disappearance cases as well as expenses arising from serious threats – even when no ransom demand is made.

Hostage, assault & business impact

Provides coverage for hostage situations, armed assaults on insured persons, and related business interruption.