Santam’s Accident & Health Insurance claims process ensures that all covered individuals receive fair and timely settlements. Whether you’re submitting a claim for an employee injury, professional athlete coverage, school-related incidents, or Kidnap & Ransom cover, our team provides clear guidance on documentation and next steps to ensure a seamless claims experience.

If supporting documents are not immediately available, please ensure your fully completed personal accident claim form is submitted for the claim to be registered within the notification period. Thereafter, supporting documents can be forwarded as they are received.