Stay safe online. Now more than ever it’s important to be cybersafe. See Santam’s tips to help you stay safe online. Learn more.

×

Call me back

Safeguarding Sustainability in the Medical Sector

As a healthcare professional, your focus should be on caring for your patients—not worrying about the financial impact of unexpected events. Santam offers tailored insurance solutions designed to protect your practice, equipment, vehicles, property and business continuity, allowing you to focus on what matters most. Santam is South Africa’s leading short-term insurer, offering insurance solutions for individuals, businesses and specialised risks.

Santam comprehensive protection for your practice, assets and reputation

Santam offers tailored insurance solutions designed to protect your practice, equipment, vehicles, property and business continuity, allowing you to focus on what matters most. Santam is South Africa’s leading short-term insurer, offering insurance solutions for individuals, businesses and specialised risks.

Medical practice buildings cover

Insure the premises that keep your medical practice running. Get comprehensive cover for your buildings, outbuildings, fixtures and fittings, solar installations, boundary walls and gates against fire, storm, theft and accidental damage.

Contents of medical practice

Insure the essential contents that keep your medical practice operating smoothly. Get comprehensive cover for consulting room contents, medical and diagnostic equipment, computers, documents, portable equipment, glass breakage, accidental damage, and more.

Money

For practices that handle cash on the premises or in transit, Money Cover provides protection for money during business hours, while stored in a safe after hours, and includes automatic personal accident cover.

Electronic equipment cover

For practices that rely on technology to deliver efficient patient care, Electronic Equipment Cover protects computers, servers, practice management systems, tablets, laptops, networking equipment and telephone systems against loss or damage, including power surge incidents.

Theft cover

For practices that want to protect their valuable assets, Theft Cover provides protection for medical equipment, office contents, computers, furniture and stock against theft-related losses.

Office contents cover

Protects furniture, reception and waiting area furnishings, filing systems, medical records, and appliances against insured loss or damage.

Business all risks

Helps protect specified equipment used at your practice or temporarily taken off-site, supporting healthcare professionals who provide mobile services, home visits, and community outreach. Cover may include medical bags and contents, as well as office equipment.

Public liability insurance

Protect your practice against legal liability for accidental injury to third parties or damage to their property arising from your business activities.

Employer’s liability

Employer’s liability cover helps protect the practice where it is legally liable for death or bodily injury to an employee during the course of employment.

Business Interruption

Business Interruption helps protect your practice against loss of income following an insured event that disrupts normal business operations.

Fidelity insurance (theft by employees)

Medical practices may face financial losses through employee theft, fraud or dishonesty. Fidelity insurance helps protect your practice against financial loss resulting from employee theft or dishonesty.

Accounts receivable

Accounts receivable cover helps protect your practice where damaged accounting records affect the recovery of outstanding fees.

Optional cover

Santam’s insurance solutions are flexible enough to incorporate all your insurance requirements. This flexibility ensures that insurance evolves alongside the practice, supporting growth, diversification, and changing risk profiles.

Additional glass

Theft

Goods in transit

Personal accident

Electronic equipment (computers and other)

Private home (buildings and contents)

Vehicles

Extended personal legal liability

Accidental damage to personal property

Watercraft

Business value-added services

At Santam, we understand this and know that your time is precious. You need to focus 100% of your time and energy on your livelihood. View our services.

Need immediate assistance?

0860 505 911

Customise your cover

Our intermediaries are knowledgeable, skilled experts who can guide you through the many cover options, and ensure you get the right cover for your specific needs.

Our website uses Cookies

We use functional cookies to save your quotes, and analytics and marketing cookies to help personalize content for a better experience. By clicking “accept”, you agree to the terms of our Cookies Policy.