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As a healthcare professional, your focus should be on caring for your patients—not worrying about the financial impact of unexpected events. Santam offers tailored insurance solutions designed to protect your practice, equipment, vehicles, property and business continuity, allowing you to focus on what matters most. Santam is South Africa’s leading short-term insurer, offering insurance solutions for individuals, businesses and specialised risks.
Santam offers tailored insurance solutions designed to protect your practice, equipment, vehicles, property and business continuity, allowing you to focus on what matters most. Santam is South Africa’s leading short-term insurer, offering insurance solutions for individuals, businesses and specialised risks.
Insure the premises that keep your medical practice running. Get comprehensive cover for your buildings, outbuildings, fixtures and fittings, solar installations, boundary walls and gates against fire, storm, theft and accidental damage.
Insure the essential contents that keep your medical practice operating smoothly. Get comprehensive cover for consulting room contents, medical and diagnostic equipment, computers, documents, portable equipment, glass breakage, accidental damage, and more.
For practices that handle cash on the premises or in transit, Money Cover provides protection for money during business hours, while stored in a safe after hours, and includes automatic personal accident cover.
For practices that rely on technology to deliver efficient patient care, Electronic Equipment Cover protects computers, servers, practice management systems, tablets, laptops, networking equipment and telephone systems against loss or damage, including power surge incidents.
For practices that want to protect their valuable assets, Theft Cover provides protection for medical equipment, office contents, computers, furniture and stock against theft-related losses.
Protects furniture, reception and waiting area furnishings, filing systems, medical records, and appliances against insured loss or damage.
Helps protect specified equipment used at your practice or temporarily taken off-site, supporting healthcare professionals who provide mobile services, home visits, and community outreach. Cover may include medical bags and contents, as well as office equipment.
Protect your practice against legal liability for accidental injury to third parties or damage to their property arising from your business activities.
Employer’s liability cover helps protect the practice where it is legally liable for death or bodily injury to an employee during the course of employment.
Business Interruption helps protect your practice against loss of income following an insured event that disrupts normal business operations.
Medical practices may face financial losses through employee theft, fraud or dishonesty. Fidelity insurance helps protect your practice against financial loss resulting from employee theft or dishonesty.
Accounts receivable cover helps protect your practice where damaged accounting records affect the recovery of outstanding fees.
Santam’s insurance solutions are flexible enough to incorporate all your insurance requirements. This flexibility ensures that insurance evolves alongside the practice, supporting growth, diversification, and changing risk profiles.
Additional glass
Theft
Goods in transit
Personal accident
Electronic equipment (computers and other)
Private home (buildings and contents)
Vehicles
Extended personal legal liability
Accidental damage to personal property
Watercraft
At Santam, we understand this and know that your time is precious. You need to focus 100% of your time and energy on your livelihood. View our services.
Need immediate assistance?
0860 505 911
Our intermediaries are knowledgeable, skilled experts who can guide you through the many cover options, and ensure you get the right cover for your specific needs.
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