What types of watercraft are covered by Santam’s insurance?
Our watercraft insurance provides cover for a range of vessels, including motorboats, ski boats, jetskis, and sailboats. Standard fittings and accessories are also included in the cover.
What does watercraft insurance cover?
Our boat insurance typically covers accidental loss or damage to the hull, engine, machinery, and equipment. It also includes reasonable costs for storage, salvage, and emergency accommodation if your trip is disrupted due to an insured event.
How can I get a watercraft insurance quote?
You can request a watercraft insurance quote by contacting Santam directly or visiting our website. We’ll help you find a boat insurance policy that suits your vessel and usage.
Is boat insurance required in South Africa?
Boat insurance isn’t legally required for all private vessels in South Africa, but it’s highly recommended. It offers financial protection against theft, accidental damage, and third-party liability.
Does my watercraft insurance cover transport on a trailer?
Yes, our watercraft insurance cover generally applies while your boat is being transported on a trailer, giving you peace of mind on and off the water.
What’s the difference between powerboat and sailboat insurance?
Both are covered under watercraft insurance, but the specifics may vary. Sailboat insurance may include cover for sails and rigging, while powerboat insurance may focus more on engines and propulsion systems.
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