Risk management

With almost 100 years of experience in short-term insurance, Santam knows that good insurance requires more than just having the best possible cover in place.

Understanding the risks our clients face and finding simple solutions to navigate these risks, define the Santam promise of delivering Insurance good and proper.

Car and home calculators

Buying a car or a house is a huge financial commitment. Use these online calculators to determine if your car, building and house contents are sufficiently insured to support your investments.


In the news

Counting the real costs of hail: denting not just your car but the economy too

21 October 2016

A big hail storm has wreaked havoc in parts of Bloemfontein recently with claims for damage to homes and vehicles streaming in at South Africa’s largest general insurer, Santam today. In a short period of time a hailstorm on the M1 North of the William Nicol highway in Johannesburg can cause extensive damage to a vehicle. For the insurance industry, a hailstorm lasting 20 minutes in two to three Pretoria suburbs could cost up to R100 million in claims for damage to vehicles and homes.

Handing over your car keys could be costly

20 September 2016

Many South Africans rely on their own transport to get from point A to B and as a result, there are more than 10 million vehicles on South African roads according to recent statistics by the electronic national administration traffic information system (eNaTIS). In many cases, people share vehicles or pass them on to family members as they upgrade, thereby changing the profile of the regular driver of the insured vehicle.

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