Risk management

With almost 100 years of experience in short-term insurance, Santam knows that good insurance requires more than just having the best possible cover in place.

Understanding the risks our clients face and finding simple solutions to navigate these risks, define the Santam promise of delivering Insurance good and proper.

Car and home calculators

Buying a car or a house is a huge financial commitment. Use these online calculators to determine if your car, building and house contents are sufficiently insured to support your investments.

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In the news

Things you may not know about your insurance cover… but should

13 April 2017

Whether you’re buckling up for a road trip or getting ready for some quality time at home over the holidays, these facts about your insurance will help ensure you’re properly covered.

Counting the real costs of hail: denting not just your car but the economy too

21 October 2016

A big hail storm has wreaked havoc in parts of Bloemfontein recently with claims for damage to homes and vehicles streaming in at South Africa’s largest general insurer, Santam today. In a short period of time a hailstorm on the M1 North of the William Nicol highway in Johannesburg can cause extensive damage to a vehicle. For the insurance industry, a hailstorm lasting 20 minutes in two to three Pretoria suburbs could cost up to R100 million in claims for damage to vehicles and homes.

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