House contents

View our comparative table for an overview of our insurance offering for home or building contents, including your bed and breakfast establishment.

. Contents Contents with limited B&B cover
Fire brigade charges
Accidental damage to mirrors and certain glass
Contents on the premises of your private residence 2% of contents insured amount or R5 000 (whichever is the greater) 2% of contents insured amount or R5 000 (whichever is the greater)
Loss of or damage to money (excluding theft) R2 500 R2 500
Theft or attempted theft of property at your place of employment 2% of contents insured amount or R5 000 (whichever is the greater) 2% of contents insured amount or R5 000 (whichever is the greater)
Theft from vehicle R5 000 R5 000
Debris removal R5 000 R5 000
Rent 25% of the contents insured amount 25% of the contents insured amount
Damage by wild baboons or wild monkeys 2% of contents insured amount or R10 000 (whichever is the greater) 2% of contents insured amount or R10 000 (whichever is the greater)
Personal effects of guests 2% of contents insured amount or R5 000 (whichever is the greater) 2% of contents insured amount or R5 000 (whichever is the greater)
Personal effects of domestic employees 2% of contents insured amount or R5 000 (whichever is the greater) 2% of contents insured amount or R5 000 (whichever is the greater)
Contents of refrigerators and freezers 2% of contents insured amount or R5 000 (whichever is the greater) 2% of contents insured amount or R5 000 (whichever is the greater)
Storage costs for contents after damage 2% of contents insured amount or R5 000 (whichever is the greater) 2% of contents insured amount or R5 000 (whichever is the greater)
Death R10 000 R10 000
Trauma treatment R5 000 R5 000
Medical expenses of guests or visitors R5 000 R5 000
Medical expenses of domestic employees R5 000 R5 000
Veterinary expenses 2% of contents insured amount or R5 000 (whichever is the greater) 2% of contents insured amount or R5 000 (whichever is the greater)
Personal effects of paying guests R10 000
Trauma compensation for paying guests R10 000
Medical expenses of paying guests R10 000
Damage to external signs, blinds and canopies R5 000
Cleaning and dry-cleaning of personal effects of paying guests R5 000