Wondering how to switch insurance companies? Perhaps you’ve been shopping around for a while or are considering switching to Santam. Whatever your reason for changing, the process can be quick and pain-free. Read on for our tips on how to easily change insurance companies.
Reasons to switch insurance providers
There are many reasons why people change short-term insurance providers. Here are some of the most common:
- You want to save on premiums;
- Your life circumstances have changed, such as moving home or getting a new car;
- You’re looking for additional value-added services, such as home-drive assistance or fuel top-ups;
- You want an all-in-one cover.
Remember, car insurance quotes can vary widely. If you’re looking to save money, bear in mind that cheaper isn’t necessarily better. You might end up with a higher excess or with fewer benefits than before. However, if you bundle home and car insurance together - or put two or more cars on the same policy - you can often get a better rate compared to individual policies.
And you’re absolutely right to look at the complete package an insurer offers you. You need an insurance partner who helps you with day-to-day inconveniences, not just when disaster strikes. Santam offers a full range of benefits, including home-drive service six times a year, changing a flat tyre and jumpstart. We also give you help around the home, such as electricians, plumbers, locksmiths and glaziers.
How do I change insurance companies?
First, do your research. Talk to your broker, discuss with friends and family, and look at companies’ websites.
Next, get several insurance quotes and compare. Be sure to read the fine print so that you don’t end up with a high excess for a lower premium.
Finally, once you’ve settled on the right insurer, that gives you the right price, value and service, go ahead and accept the quote. Ensure you have confirmation in writing before cancelling your old insurance so that you’re not left unprotected.
The benefits of being with Santam
With Santam, you get reliable cover and strong claims support when you need it most - as well as home and car assistance such as locksmiths, plumbers, or roadside help. We offer comprehensive car and home insurance. You get peace of mind knowing we’ve got your back.
Get an instant online insurance quote or ask an advisor to call you back. Already insured with Santam? You can easily update your policy by logging in to our client portal via our website.