True luxury is priceless. Protect it accordingly
Think of your grandmother's earrings, holding stories of generations, and the watch you'll one day entrust to a loved one. Consider the classic car, painstakingly brought back to life, or the celebratory new vehicle marking a special moment. Picture the boat echoing with laughter from family weekends, and the unique holiday home built with dreams in your cherished escape.
We understand that your assets are often one of a kind, and quite simply, irreplaceable. They’re not just objects. They’re memories incarnate, and they’ve helped to shape priceless experiences that bond your family together.
Luxury wealth assets insurance for executives
Keep on living your best life, with insurance cover that secures your lifestyle and recognises the hard work you put in.
Santam’s Executive solution is a bespoke product for affluent individuals, like you, who want to secure your most valuable assets. Protect your luxury homes, cars, watercraft, jewellery and fine art with cover that’s made for you.
Made for high-net-worth individuals
Executive insurance offers a range of cover options with high limits for buildings, contents, vehicles and portable possessions. Choose what you want to protect, and be prepared in the event of:
- Power surges;
- Accidental damage;
- Fire, flooding, burglary, or other loss.
Jewellery and watch insurance that won’t let you down
Get peace of mind knowing your jewellery, fine art, and private collections are protected with all-risk cover.
Luxury vehicle insurance that’s made for executives
Protect your vehicles and choose from a range of vehicle insurance options with high limits. Should anything happen, get car hire for 30 days.
Optional cover that’s made for executives
Take out optional cover for:
- Accidental damage to tyres or rims
- Classic cars
- Watercraft
- Credit shortfall
- All-risk cover for jewellery
- Legal costs and legal expenses
- Personal accident
The benefits you’ll enjoy with luxury home insurance
- Protection against the application of underinsurance on building and contents cover, subject to using Santam's valuation tools and service providers
- Weather notifications so you can keep your assets safe
- SOS services, including 24/7 emergency roadside assistance, home-drive assistance, urgent household repairs, legal advice, medical and emergency services and route assistance
- Access to additional tier points if you are a Sanlam Reality member
- Worldwide cover
- Peace of mind knowing you’re protected with the best insurance
Qualifying criteria
Executive insurance is available for buildings with a minimum value of R2,5 million and contents valued at R800 000 or more.
The Santam difference
We understand the difference between run-of-the-mill products and a luxury lifestyle. That’s why Executive insurance is made for high-net-worth individuals to protect their wealth and assets.
Premiums are calculated using scientific ratings to ensure you receive a competitive rate, personalised to your individual risk circumstances.
With our Executive offering, you get comprehensive, personalised insurance with enhanced limits and a dedicated team of expert claim and service consultants.
Partner with the insurer who always has your back. Get a motor vehicle quote online, or speak to a broker for tailored cover, including your home and more.