What happens when lightning strikes?
Whilst there are a few theories around, it is the cloud to ground phenomena where the lightning arcs with the ground, structures (buildings, towers etc.) and plant life such as trees that affects us. A lightning bolt can set leaves or a tree ablaze which often spreads rapidly with the prevailing wind that usually accompanies a thunderstorm.
Roughly 80% of wild-land fires in South Africa are caused by human carelessness with a smaller portion attributable to by lightning.
How to protect yourself against lightning
The best place to be when lightning strikes, is indoors or in your car. If you happen to be outside during a thunderstorm, never seek shelter under a tree.
Make sure you unplug all your appliances and electronic equipment before a thunderstorm threatens. A flash of lightning lasts a second, however, the time consuming process of replacing damaged goods can take much longer.
Preparation is important. Draw up at list of emergency numbers and make sure that it is either well displayed or easily accessible in the event of a thunderstorm.
Protect your home and business against lightning/fire
Surge protection is absolutely essential to any home and business. Have an electrician check the wiring system regularly. Installing lightning and surge protection will give you peace of mind during a storm and help prevent damage.
Are you covered against lightning?
Speak to your insurer today to find out if you're covered.
Affected by lightning?
If you're a Santam policyholder and you've been affected by lightning call our 24/7 SOS and claims line on 0860 505 911 for assistance. Be Safe out there.