How to work out the value of your car

How to work out the value of your car

It's a good idea to do an annual check on the retail value of your car. For starters, your car depreciates in value every year, which means you could be over-insured, so your car insurance premium may be higher than it needs to be. On the flip side, and this is where the nasty surprises can happen, you may be under-insured. No one wants to find that out when they have to claim.

Comprehensive car insurance now comes with a guarantee. Guaranteed value insurance: cover that makes things right if your car is written off or stolen (Ts and Cs apply).

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