If you own a home with the help of a bond, then you are legally bound by the bank to have building insurance in place to protect their investment. But besides being able to pay back your bond should your home be destroyed in a fire, structural insurance also gives you the peace of mind that you will personally be adequately covered.
Insurance companies promise a lot of things. That they’re faster and cheaper than the next guy. Or that they’ll always be there for you. At Santam, we’ve always said that we do insurance good and proper. Insurance with no ifs, no buts and no maybes. Insurance that looks for reasons to pay you, rather than reasons not to.
Starting a business is probably one of the most exciting things you’ll do in your lifetime. The freedom of doing your own thing is priceless, yet many entrepreneurs cite cash flow troubles as one of their biggest challenges. We’ve put together a list of common burdens to watch out for as you budget for your new venture.
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Thinking about switching insurance companies? Perhaps you’ve been shopping around for a while. Whatever your reason for changing, the process can be quick and pain free. Read on for our tips on easily changing insurance companies.
For most of us, a car is one of the biggest purchases we’ll ever make after a house so it’s naturally something you want to get right. It can be easy to get overwhelmed by the thousands of models on offer and various pieces of advice from expert salespeople. That’s why we’ve put together the five important steps to take to ensure that you make a smart buy that is both great on the road easy on your pocket.
A commercial property fire not only threatens lives but also a business’ assets and ability to continue operating. As an intermediary, you play an important role in helping clients manage their fire risk and set up a comprehensive fire safety management policy.
Large parts of South Africa have been lashed by hail, tornadoes and heavy rains in recent weeks, causing flooding and extensive property damage. For those living in areas prone to extreme weather conditions, Attie Blaauw, Head of Personal Lines Underwriting at Santam – South Africa’s largest insurer – offers some advice to intermediaries and clients on how to lower risks associated with property or personal injuries during these extreme weather events.