Stay safe online. Now more than ever it’s important to be cybersafe. See Santam’s tips to help you stay safe online. Learn more.

Santam insure your future:
Money podcast

×

Call me back

Your Guide to Budgeting, Saving & Financial Wellness

The Santam Insure Your Future Money Podcast is designed to help South Africans take control of their personal finances, from budgeting and saving to investing and debt management. Hosted by award-winning finance experts Maya Fisher-French and Mapalo Makhu, the podcast provides practical, step-by-step guidance on how to build lasting financial wellness.

Each episode features real experiences from our mentees and insights from leading financial experts, making complex money matters simple and actionable. Listeners will also gain access to interactive tools and resources to help plan their financial future and put the advice into practice.

Understanding credit can shape your financial future.

In this segment of the Santam Insure Your Future Money Bootcamp, financial journalist Maya Fisher French and money coach Mapalo Makhu break down what your credit score really means, how it is calculated, and the difference between good debt and bad debt.

Thinking about buying your first home?

Maya Fisher-French and Mapalo Makhu guide you through budgeting for a home, saving for upfront costs, checking levy statements, understanding corporate finances, planning for city rates and taxes, and protecting yourself with a proper home inspection. Make informed choices and turn your homeownership dream into a well planned reality.

Grow your income.

In this Santam Money Bootcamp episode, learn how to grow income, set money boundaries and use budgeting to power up your investments.

Financial growth does not start in your wallet, but in your head.

Payday is the point where good intentions can either turn into solid planning or disappear in a few quick swipes. Watch for some tips on how to make better financial decisions.

New Santam Insure Your Future TV Series Launches.

Maya Fisher‑French and Mapalo Makhu unpack practical ways to take control of your financial journey. Watch the full episode to learn how the power of compounding can help grow your savings.

Season 2 Episode 10: The finale

In this final episode, we look back at the moments that changed everything, from smarter spending to newfound confidence in money management. Join us for an inspiring finale and see how taking control of your finances can change your life.

Season 2 Episode 9: Can you retire before 80?

In this episode of the Santam Insure Your Future: Money Bootcamp, guest expert Wynand Gouws and author of To Hundred and Beyond, shares insights on what it takes to retire well in today’s financial climate.

Season 2 Episode 8: Saving and Investing

Understanding the difference between saving and investing can be a game-changer for your financial journey. This episode unpacks how to build better habits, grow your money, and make smarter choices for the future you want.

Season 2 Episode 7: Know your marriage contract

In this episode, we highlight the importance of understanding each marriage regime, before taking on the marriage contract. Maya Fisher-French and Mapalo Makhu are joined by an attorney and mediator Lerato Serake to discuss the types of marriage regimes that are available under South African law.

Season 2 Episode 6: Real cost of disability and how to plan for it

In this episode, Maya and Mapalo are joined by Nonhlanhla Bakasa a founder of AdoWord Multimedia, and Stian de Witt who is the Executive Head of Energy Financial Planning, NMG Benefits. Their discussion looks at the overall impact that disability has on someone’s financial security.

Season 2 Episode 5: Your debt, your responsibility and your rights

In this episode of Santam Insure Your Future: Money Bootcamp, Mapalo Makhu and Maya Fisher-French chat with Brian Mphakoanyane from Summit Financial Partners about everything you need to know about debt review. They dive into the pros and cons of debt review, plus key tips on managing credit wisely before you borrow

Season 2 Episode 4: Budgeting as a homeowner (or other big purchases)

The budgeting conversation continues. This time, we are diving into how to budget when you own a home or are planning a big purchase.

Season 2 Episode 3: How to allocate your money on pay day

Join Maya Fisher-French and Mapalo Makhu as they team up with 'budgeting superhero' Thokozani Ntuli to share effective tips on how to manage your money when payday hits.

Season 2 Episode 2 : How to ace your taxes

Tax season is upon us. This week’s episode of Insure Your Future: Money Bootcamp hosted by Maya Fisher-French and Mapalo Makhu, is all about taxes. Whether you're filing as an individual or for your business, Episode 2 is a must-watch.

Season 2 Episode 1: Recognising financial trauma

The Money Bootcamp is one of the many ways Santam shows its commitment to empowering its people. In Episode 1, hosted by Maya Fisher-French and Mapalo Makhu, we dive into the emotional side of money management, with a focus on financial trauma.

Season 1 Episode 1: Money and emotions

In this episode, we delve into the often-overlooked emotional aspects of money management. Discover how your feelings about money can impact your financial decisions and learn strategies to manage these emotions effectively. Featuring candid conversations with our previous mentees, this episode offers real-life insights and practical tips to help you navigate your financial journey with confidence and clarity.

Season 1 Episode 2: Budgeting – Telling your money where to go

In this episode, we tackle the essential skill of budgeting. Learn how to create a budget that works for you, ensuring you can meet your financial goals and manage your money effectively. With practical tips and lessons learned from our previous mentees, this episode will equip you with the knowledge to take control of your finances and direct your money where it needs to go.

Season 1 Episode 3: Budgeting as a homeowner (or other big purchase)

In this episode, we dive into the complexities of budgeting for significant financial commitments, such as buying a home. Join our discussions with previous mentees, Tshiamo and Babalo, who share their experiences and valuable insights on managing large expenses. Whether you're planning to buy a house or make another big purchase, this episode will provide you with practical strategies to budget effectively and achieve your financial goals.

Season 1 Episode 4: How to use credit responsibly

There may be times you need to borrow money – but the way you borrow money and what you borrow money for is the difference between financial hell or financial well-being. In this conversation Maya and Mapalo explain the concept of good vs bad debt, how to use your credit card responsibly and if you do need to borrow money, how to compare loans to understand the total costs.

Season 1 Episode 5: How to pay off your debt

In this episode, we tackle the issue of managing excessive debt, especially in the face of rising interest rates and inflation. Many people are struggling to meet their debt repayments, and we are here to offer practical solutions and insights to help you regain control of your finances. We explain concepts like the snowball method, how to have a conversation with your creditors, and the pros and cons of debt consolidation. We also explain debt review, how it works and what to watch out for.

Season 1 Episode 6: When do you need life cover?

Risk cover may seem daunting, but it's crucial for a solid financial plan. In our latest episode, Johann Steyn, certified financial planner at Rainmaker BlueStar by Sanlam, clarifies essential risk products like income protection and critical illness cover. He also shares expert tips on tailoring life cover to your needs, factoring in debt, education costs, and income replacement.

Season 1 Episode 7: Medical cover 101

This week, we’re joined by Mbali Khumalo from Simeka Health to help demystify medical coverage options. We dive into hospital plans, comprehensive medical schemes, gap cover, and medical insurance, discussing the costs, benefits, and what makes the most financial sense. Tune in episode 7 to get informed and make the best choice for your needs!

Season 1 Episode 8: How to put a savings plan together

In this episode, we tackle debt dependency and the power of a solid savings plan. Learn how to: Build an emergency fund (and why your credit card doesn’t count!), save for school fees and daily expenses, help your parents without taking on debt.

Season 1 Episode 9: Investing for your future

This week on Santam Insure Your Future podcast, Maya Fisher-French & Mapalo Makhu dive into medium to long-term financial goals. From saving for your child’s education to building a legacy or starting a business, they cover strategies like unit trusts, ETFs, and tax-free savings accounts (TFSAs). Tune in to learn how to make your money grow and secure your future!

Mapalo Makhu

Mapalo Makhu is the founder of Woman & Finance and an award-winning personal finance coach, speaker, and money columnist for City Press. Through Woman & Finance, she has helped thousands of people (especially women) simplify and master personal finance, demystify money management, and confidently lead conversations about financial wellness. Mapalo advocates practical strategies to empower individuals to take control of their financial future with ease and confidence.

Maya Fisher-French

Maya Fisher-French is an award-winning finance journalist, author of the popular website mayaonmoney.co.za, and chief writer for City Press’s column My Money My Lifestyle. She provides South Africans with practical guidance on personal finances, money management, and financial planning, helping listeners and readers make informed decisions about saving, budgeting, and investing. Maya’s insights translate complex financial topics into clear, actionable advice for everyday life.

Resources

Santam Insure Your Future Podcast worksheets
2024
Money Story Questionnaire
2024
Budget Spreadsheet Bootcamp
2024
Credit agreement Spreadsheet Bootcamp
2024
Emergency fund tracker
2024
Life Books
2024
Nav spreadsheet Bootcamp

Our website uses Cookies

We use functional cookies to save your quotes, and analytics and marketing cookies to help personalize content for a better experience. By clicking “accept”, you agree to the terms of our Cookies Policy.