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South Africa’s power utility Eskom has announced stage 2 of rotational load shedding which has been reported to take place from 17:00 on Sunday and could go up to 22:00 on Tuesday evening. When the load shedding stages increases, so does the frequency of the rotational power cuts, which has a replica impact in increased risk of damage to sensitive electronic items due to power surges, fires and crime as a result of security systems not operating properly. Marius Steyn, Personal Lines Underwriting Manager, says South Africans need to mitigate the damages caused by load shedding by being prepared prior to power going off.
“The reality is, load shedding has an immense impact on consumers and businesses alike – who must cope with the damage to appliances brought on by power surges or risk loss through theft, burglary as a result of faulty security systems,” said Steyn.
Steyn cautions consumers and provides things to consider mitigating risks that may be caused by power cuts:
“Santam remains ready to assist policyholders with any claims resulting from power cuts. The household policy provides limited cover for power surges that could be associated with power cuts with the option to increase the cover for power surge at an additional premium. For example, if the insured amount for power surge is increased the policyholder could have peace of mind that unforeseen power surge damage to appliances, due to the restoration of power after a power cut, would be covered,” says Steyn.
Santam provides cover to:
“To prevent unforeseen damage and losses, we urge households to revisit their insurance cover and obtain advice from their brokers to take into account different circumstances and risk situations which may arise as a result of power cuts,” Steyn concludes.
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