Personal Lines

Personal Lines

Personal Lines

23 May 2022

Massive fuel price increase ahead: carpooling may be the remedy to deal with rising costs

With a massive increase expected to take fuel prices beyond R23 per litre this June, drivers must once again tighten their belts.

Personal Lines

21 April 2022

Santam partners with Motus to provide motor warranty services to clients

Santam, is excited to announce a strategic partnership with Motus Mobility Solutions that ensures that the company’s insurance clients will have access to market-leading motor-warranty services.

Personal Lines

31 March 2022

With outages expected every third day, is it time to get gas?

Santam has urged households to prioritise safety considerations of gas appliances, as many homes look for alternatives as means of dealing with loadshedding.

Personal Lines

26 February 2022

New homeowner? Guide to home insurance for new homeowners

5 Essential checks before you buy your home

Personal Lines

30 November 2021

Fuel price hike: carpooling to deal with rising costs – check your insurance to see if you are covered

With the increase in the fuel price now breaking through R20 a litre, and with peak time traffic being a nightmare, it makes sense to try carpooling to save money.

Personal Lines

22 November 2021

Santam ready to assist clients affected by Southern Cape floods

Santam is ready to assist clients affected by severe flash floods in the Southern Cape.

Personal Lines

10 November 2021

Do your part to prepare for the summer fire season amid increasing global destructive wildfires

Fire is a very real and present risk at this time of year. Residents need to be alert to the dangers fire poses to properties and possessions. Here’s how to proactively protect your home and loved ones.

Personal Lines

29 October 2021

Young Money Is All About Securing the Bag(s)

Karen Muuren Head: Segment Solutions at Santam says “At the end of the day we all understand the realities of living in South Africa.

Personal Lines

03 September 2021

What were South Africans most common building-related claims in 2020?

The primary cause for home insurance complaints during 2020 was the rejection of claims.

Personal Lines

31 August 2021

6 ways to maintain your car — and save big on insurance

Advice to keep your trusty steed in tip-top shape — as well as how to reduce your car insurance premiums for the foreseeable future.

Personal Lines

27 July 2021

Five ways to ensure you are adequately insured at the right price

After over a year of lockdowns, many South Africans have vastly changed circumstances. Managing one’s finances and finding ways to cut unnecessary expenditure has never been more important.

Personal Lines

22 July 2021

How to make sure you get the most affordable vehicle insurance deal

Some people believe that vehicle insurance is beyond their financial reach. The good news? There are affordable vehicle insurance solutions that can protect your vehicle and your financial wellbeing.

Personal Lines

31 May 2021

Load shedding: 9 Ways to protect your property

South Africans to take necessary precautions in protecting their property

Personal Lines

25 May 2021

Time to switch it up?

After a year of lockdowns, a lot of South Africans have vastly changed circumstances.

Personal Lines

20 May 2021

Santam advises Cape Town residents on severe weather warning

Santam, has cautioned Cape Town residents to be careful and to exercise extreme vigilance in the wake of the severe weather conditions predicted for the city and the surrounding areas today.

Personal Lines

05 May 2021

Santam advises Cape Town residents on severe weather warning

Santam has offered the following tips to motorists and homeowners ahead of the expected heavy rains this week.

Personal Lines

19 April 2021

Fire alert still high in the Western Cape

The Western Cape experiences a higher than normal fire risk between December and April each year, and exceedingly high temperatures and strong winds can increase the probability of further fire outbreaks.

Personal Lines

26 March 2021

Road trip safety tips this Easter

With international travel not really possible, South Africans have to opt for domestic travel. This trend is likely to continue, and we will see more cars hitting the road this Easter Holiday.

Personal Lines

24 March 2021

What you need to know about the looming AARTO Act

The long-awaited driver demerit system is likely to come into effect this year.

Personal Lines

11 March 2021

The moving ins and outs of insurance for co-habiting

The economic downturn over the past year, coupled with the need to reduce expenses, has seen a rise in vacant properties across South Africa and an increase in co-habiting.

Personal Lines

09 March 2021

Wet weather set to hit Cape Town by Wednesday

4 Tips on what to do if your house or vehicle is affected or damaged

Personal Lines

08 February 2021

6 Things to Consider After Receiving that Valentine’s Gift

February is known as the month of love and, even in a pandemic year, billions of rands are expected to be spent on Valentine’s Day gifts, globally.

Personal Lines

11 January 2021

4 Tips to save money on your insurance this year

Did you recently make any personal changes like moving in with your partner or made some adjustments to your property.

Personal Lines

08 December 2020

Understanding the excess linked to your insurance

When signing up for short-term insurance products, one of the first aspects to consider is whether or not you have to pay an excess when submitting a valid claim.

Personal Lines

11 November 2020

5 Ways to reduce your vehicle insurance premiums

Good news is that, with many people now working from home and commuting less, you may be able to negotiate a better rate on car insurance.

Personal Lines

29 October 2020

Road safety is everyone’s business

As we near the end of National Transport Month this October, statistics from the Road Traffic Management Corporation (RTMC) paint a bleak picture. According to RTMC, more than 12 500 people lost their lives on the roads in 2019.

Personal Lines

02 October 2020

Your hail season survival guide

Summertime is commonly associated with hail season in the northern parts of South Africa, and short-term insurer, Santam confirmed on Friday afternoon they received the first storm and hail damage reports from Mpumalanga.

Personal Lines

09 September 2020

Accident? Don’t panic – here’s all you need to know

Getting into a motor vehicle accident can be nerve-wracking. In the heat of the moment, you could panic or forget simple details.

Personal Lines

21 May 2020

4 Top post-lockdown vehicle safety tips as claims increase significantly

Santam has reported a significant increase in daily vehicle related claims for the month of May so far, although still below a normal month’s expected claims.

Personal Lines

16 January 2020

Make sure your student child’s valuable are adequately insured before moving to campus

Your student child will soon be heading back to or starting at their various campuses and like many University and College students, they are walking around with thousands of rands’ worth of property on them.

Personal Lines

03 December 2019

Hiring a house sitter this December? Here’s how to make it a successful arrangement

Some important things to consider when entrusting your home to someone else.

Personal Lines

21 November 2019

Your hail season survival guide

Summertime is historically hail season in the northern parts of South Africa.

Personal Lines

21 October 2019

Understanding the misconceptions of vehicle insurance

Does picking a red vehicle mean you have a higher risk of an accident? And will this influence your insurance premium?

Personal Lines

07 August 2019

Beware of fraudulent e-mail, sms and WhatsApp scams

Criminal syndicates are looking to exploit clients and intermediaries into transferring funds into their accounts by leveraging Santam’s brand and reputation.

Personal Lines

23 March 2019

5 things to consider after receiving that Valentine’s gift

Valentine’s Day is one of the most commercialised days on the global calendar. Each year billions of rands are spent on expensive gifts. In 2018, South Africa’s online gift and flower delivery business, NetFlorist, grew by 1,400% in the run-up to Valentine's Day as more than 200,000 red rose stems were ordered.

Personal Lines

20 February 2019

Budget Speech 2019: Santam shares 13 financial hacks

In response to the highly anticipated 2019 Budget Speech, Santam, South Africa’s largest general insurer, encourages consumers to take the opportunity to look at practical ways to adjust their household budgets.

Personal Lines

12 February 2019

Load shedding: 9 ways to protect your property

South Africa’s power utility Eskom has announced stage three of rotational load shedding which has been reported to take place from 08:00 and could go up to 23:00 in the evening.

Personal Lines

23 January 2019

Spring clean your insurance: we give you our top tips

Did you recently get married? Move in with your partner? Or maybe you made some adjustments to your property. Every year, our lives change and every new year we ‘spring clean’ the clutter to make way for the new resolutions. But more often than not there is one thing we always put on the back-burner.

Personal Lines

22 January 2019

Make sure your student child’s valuable are adequately insured before moving to campus

Your student child will soon be heading back to or starting at their various campuses and like many University and College students, they are walking around with thousands of rands’ worth of property on them.

Personal Lines

16 January 2019

Santam selects Guidewire solution for claims management

South African insurer extends Guidewire relationship to enhance claims processing efficiency, reduce IT TCO, and leverage marketplace ecosystemn them.

Personal Lines

17 October 2018

The moving ins - and outs - of insurance for co-habiting couples

Rumour has it fiancés Nick Jonas and Priyanka Chopra have moved in together. Supposedly, Pete Davidson and Ariana Grande have as well. With life-changing decisions seeming like a theme for celebs this season, perhaps now’s the time to consider the implications if you’re planning the ‘big move in’ with your ‘boo’. Aside from the obvious emotional and financial aspects, there are lots of insurance matters to consider as well.

Personal Lines

07 March 2018

Santam study finds SA drivers ‘in love’ with their cars

A national client survey by Santam, has revealed interesting and surprising attitudes of drivers towards their vehicles, including emotional attachment and feelings of despondency if dispossessed of their much-loved cars.

Personal Lines

21 February 2018

Santam offers Budget 2018 ‘belt-tightening’ tips for South Africans

In response to the 2018 Budget Speech, Santam, South Africa’s largest general insurer, has urged households to brace for another year of ‘belt tightening’ and consolidation of expenses.

Personal Lines

30 November 2017

South African homeowners and the risk of underinsurance

10% extra home contents cover boost from Santam aims to nudge clients to keep policies updated

Personal Lines

05 July 2017

Before leaving your home this holiday, make sure you are properly covered

With the mid-year holidays here and many homeowners planning on going on vacation, short-term insurer Santam has put together a guide to help people make sure their home contents are properly covered before they shut their suitcases and close the front door.

Personal Lines

03 July 2017

Santam launches new “What I’d rather do” brand campaign

Santam launches its new “What I’d Rather Do” brand campaign

Personal Lines

06 June 2017

Western Cape: Prepare properly for storms ahead

Motorists and homeowners in low lying areas advised to take precautions

Personal Lines

13 April 2017

Things you may not know about your insurance cover… but should

Whether you’re buckling up for a road trip or getting ready for some quality time at home over the holidays, these facts about your insurance will help ensure you’re properly covered.

Personal Lines

21 October 2016

Counting the real costs of hail: denting not just your car but the economy too

A big hail storm has wreaked havoc in parts of Bloemfontein recently with claims for damage to homes and vehicles streaming in at South Africa’s largest general insurer, Santam today. In a short period of time a hailstorm on the M1 North of the William Nicol highway in Johannesburg can cause extensive damage to a vehicle. For the insurance industry, a hailstorm lasting 20 minutes in two to three Pretoria suburbs could cost up to R100 million in claims for damage to vehicles and homes.

Personal Lines

20 September 2016

Handing over your car keys could be costly

Many South Africans rely on their own transport to get from point A to B and as a result, there are more than 10 million vehicles on South African roads according to recent statistics by the electronic national administration traffic information system (eNaTIS). In many cases, people share vehicles or pass them on to family members as they upgrade, thereby changing the profile of the regular driver of the insured vehicle.

Personal Lines

15 September 2016

Prevent damage caused by flooding around the home

Over the course of the past three days, Santam’s claims department has received a significant influx of claims. Most of the claims relate to water damage.

Personal Lines

13 July 2016

Know the difference between retail VS market value when it comes to correctly insuring a pre-owned vehicle

Vehicle financing usually entails high financing charges, most of which comprises the interest on your loan over the repayment period. When the consumer’s car is financed, Santam offers credit shortfall cover with or without residual as an optional add-on when taking out insurance cover.

Personal Lines

28 June 2016

Travelers should consider upping travel insurance in the face of depreciating rand

The declining value of the rand can cause havoc with an underinsured travelers’ budget.

Personal Lines

13 November 2015

Spiraling cost of car parts could lead to pricey repairs

According to Santam, South Africa’s largest short-term insurer, around 70% of motor claims relate to motor vehicle accidents.

Personal Lines

15 October 2015

Keeping your home and business safe

The recent crime statistics released by the South African Police Services indicated that there has been an 8.5% increase in robberies with aggravating circumstances.

Personal Lines

28 May 2015

First of the Cape winter storms approaching

A cold front is making its way to the Western Cape and is due to hit our shores on Friday afternoon. A cold, wet, windy weekend lies ahead, warns weather services.

Personal Lines

30 March 2015

Be safe on the road this Easter

After a busy start to 2015, many South Africans are looking forward to the first real break of the year this Easter weekend. The trouble with long weekends, however, is that road users tend to have “get-­there-­its” – wanting to reach their destinations in the shortest possible time – when the additional congestion on our roads means they should be extra vigilant to ensure their own safety and that of their passengers.

Personal Lines

24 March 2015

Staying safe on the road – now there’s an app for that

Cape Town, 24 March 2015: With the Easter holidays just around the corner, you may be planning a road trip on our country’s busy roads. To give your friends and family peace of mind that you’ll arrive at your destination safely, leading short-term insurer Santam has launched a one-of-a-kind new app to enable them to keep track of your progress.

Personal Lines

05 March 2015

Insuring your bicycle: what you need to know

More and more South Africans are joining the world-wide cycling craze, with around 35 000 cyclists expected to take to the city streets on Sunday for the 38th Cape Town Cycle Tour. A decent bicycle can cost anything from R8000 to R120 000 for a state-of-the-art model which is why cyclists would be well-advised to make sure their bicycles and other sporting accessories are appropriately insured, says Marius Neethling, personal lines underwriting manager at Santam.

Personal Lines

04 March 2015

Santam launches One-of-a-kind television ad

Cape Town, 04 March 2015: The new Santam TV ad takes a fly-on-the-wall look at foreigners from India to the UK, from the Netherlands to Japan, as they share anecdotes about South Africa with their friends.

Personal Lines

06 March 2014

More South Africans take up cycling to fit their lifestyle and pockets

Cyclists encouraged to consider insurance for reassurance.

Personal Lines

12 February 2014

Make sure you are properly insured this Valentine's Day

Love is in the air this month, and with Valentine’s Day just around the corner, there are sure to be plenty of lucky ladies and gents getting an expensive gift from their loved ones.

Personal Lines

With bicycles being the same value as cars, here are top tips on how to insure them

Did you know one of the world’s most expensive bikes – the Pinarello K10S favoured by cycling sensation Chris Froome – currently costs the equivalent of a brand new Volkswagen Polo GT – which is around R245 000 – or 186 pairs of Nike Airforce 1s?