Commercial Lines

Commercial Lines

Commercial Lines

21 October 2019

The A to Z of safety in business

Building a business is one of the hardest – and most rewarding – things any entrepreneur can do, it would only be prudent to protect what you have built.

Commercial Lines

10 April 2019

What those in the hospitality biz need to know as holidays approach

April is here and all over South Africa, locals are planning on taking advantage of the lovely holiday weekends coming up. With the anticipated surge in bookings and visitors to your establishment, it is important to ensure that your property and staff follow best practices to be properly indemnified against potential liability claims.

Commercial Lines

28 March 2019

Ways to protect your Airbnb this Easter season

Many South Africans have become Airbnb hosts, either as a main income source or savvy side hustle. In fact, a report from Airbnb last year showed there are about 35 000 SA home hosts (65% of whom are women), collectively earning over $260-million, with a ripple economic impact of $678-million (from 1 June 2017 to 31 May 2018).

Commercial Lines

07 December 2018

Protect your business from silly season risks

No business wants to experience downtime in the busiest weeks of the year. Santam, the Top Business Insurer in the 2018 Sunday Times Top Brands Survey, has top tips for companies to combat festive season risks.

Commercial Lines

17 October 2018

Could your SME be the next cybercrime target?

It’s not just big businesses that are susceptible to cybercrime. It’s SMEs as well. These smaller businesses are arguably even more vulnerable, considering they frequently don’t have the awareness or resources required to mitigate the threat. In fact no-one is safe.

Commercial Lines

10 August 2017

Fires cost South African businesses millions annually

South Africa loses millions of rand to fire each year. The past fire season has seen thousands of people displaced from their homes as a result of fires in the Knysna area while acres of vineyards were destroyed in the Western Cape in January, decimating revenues within the wine industry.

Commercial Lines

20 January 2017

Insuring the wine industry

The recent spate of fires in the winelands of the Western Cape has again brought the issue of the wine producer’s risk to the fore, with a number of wine farms being adversely affected. Shehnaz Somers, head of commercial underwriting at Santam said the company is still assessing the damage and loss as a result of fires spreading to well-known vineyards and guest farms in the winelands and surrounding areas over the past month.

Commercial Lines

17 May 2016

Backing the entrepreneurs, the drivers of a new economy

Santam views entrepreneurs as the drivers of a new economy and is putting resources behind financial consumer education for SMMEs in Soweto to advance their developing enterprises.

Commercial Lines

21 April 2015

New transport regulations unclear: goods-­in­-transit to be ‘fully insured’

The Department of Transport has introduced amendments to the National Road Traffic Regulations for goods-­in­-transit which could have far-­reaching consequences for the agricultural transport industry – including a requirement that goods-­in­-transit be “fully insured”.

Commercial Lines

06 November 2014

Mall robberies: how to stay safe this holiday season

2014: Following the spate of brazen armed robberies at shopping malls in the Western Cape and Gauteng over the past few months – and with the busy holiday season just around the corner – leading short-term insurer Santam provides some tips on how to stay safe when out shopping.

Commercial Lines

26 September 2014

Concerted industry efforts yield success in fighting fraud and economic crime

Santam has up to end June this year reported a total of 63 cases of economic crime with a total value of R9 million to the South African Police Services.

Commercial Lines

24 April 2014

Manage your risk to ensure franchise success

Over the past three years, nearly 41% of our franchise-related claims were motor-related, while 17% were as a result of fires.

Commercial Lines

12 March 2014

Could a mudslide ruin your business?

Weather-related claims emphasise the need for business interruption cover.

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