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For claims related queries
For transporters within the heavy haulage industries accidents can prove costly. Having the correct comprehensive insurance in place is a legal requirement, however insurers can have legal recourse should it be found the conditions of the contract between the insurer and the insured has not been fully met in the event of a claim.
Anton Cornelissen, Head of Heavy Haulage at Santam, says “it’s essential for heavy haulage clients to understand the terms, conditions and exclusions on their insurance policies especially as any breaches to the contract could lead to a claim being rejected and result in a costly setback for the haulier.”
Transport operators and heavy haulers should take heed of the following:
Cornelissen further advises that any misrepresentation, misdescription or non-disclosure that may have a bearing on the insurance policy can render a claim null and void.
“Having full knowledge of the stipulated terms and conditions and knowing the responsibilities of both the insurer and insured party is therefore essential for those engaged in the heavy haulage industry,” concludes Cornelissen.
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