Santam is the largest short-term insurer in South Africa and has maintained a market share of more than 20% for the last 10 years.

We are a diversified short-term insurer; we provide our clients with appropriate insurance solutions through a multi-product and multi-channel distribution portfolio.

We have a meaningful and growing contribution to GWP from countries outside South Africa.

Santam has a solid legacy and a consistent, proven record of sustainable value creation.

We consistently achieve our net underwriting margin target range of 5% to 10%.

We have a stable dividend policy that has enabled an ordinary dividend per share compounded growth of 7% CAGR over the last seven years.