The 2024–2025 Insurance Barometer survey offers critical insight into an era marked by rapidly evolving and interconnected risks. Drawing on 881 structured interviews conducted from January to April 2025, the study includes 402 consumers, 350 corporate and commercial stakeholders, and 129 intermediaries across South Africa. This annual, demographically consistent sample enables meaningful comparisons year on year, offering a clear lens into risk management and insurance behaviours, sentiment shifts, and emerging insurance industry trends.