Staying ahead in a changing environment

Cover for renewable energy

While fossil fuels still have a role to play in our lives today, renewable energy is the future and is key to mitigating our country’s emissions. Mirabilis and Emerald, two of our specialist underwriting managers, provide insurance for this growing energy sector.

Insurance for Agriculture

Agriculture is on the frontline of climate change. Veld fires, drought and other climate-related disasters are risks that our farmers face every day. Santam is an expert in agriculture insurance, and we go out of our way to understand the industry's many risks.

Crop insurance

As your partner in agriculture, we understand that effective risk management is crucial to keep farms viable. We invest in our own research into conditions affecting crops and use this knowledge to advise and create effective risk management solutions for a sustainable future.