Our Vine insurance solution suits the unique needs of farmers in
the vine industry, ranging from cover for farms, estates, co-ops,
restaurants and guesthouses.
These days, many South African vine farmers and wine producers
are also in the hospitality business, some featuring guesthouses
and restaurants in addition to producing crops. Santam Agriculture
has developed a unique and comprehensive product for the vine
industry that falls under one policy, and offers you peace of mind
no matter how varied your insurance needs are. It covers the
commercial and personal needs of the vine industry supply chain,
including farmers, co-operative producers, private wine farms and
The vine insurance policy includes public liability protection,
accidental damage to wine, wine tanks and related property, as well
as losses to part of or the entire crop. Also included in the
policy is cover for fire, lightning, explosion, and damage to
trellises, uprights and fences.
The costs of labour, fertiliser, materials and disease and pest
prevention methods are also covered in the event of damage or
destruction of property and crops. You're also covered for loss of
income, following an interruption or interference of the business
as a result of damage. And at no additional cost, Santam offers
value added services such as: a crisis line, emergency medical
services, and health and legal advice.
Santam Agriculture's Vine Policy is an example of one of the
many ways Santam is pioneering agricultural insurance in South
Africa, and can be tailored to meet the specific needs of your
farm. That's insurance done good and proper.