You can never be too cautious when it comes to protecting your crops. And you can never have too much peace of mind. With 82 years experience in the agricultural insuring industry, we know how important it is to get the right kind of crop insurance, to make sure you're properly covered. So that you don't get any nasty surprises next time the weather takes a turn for the worse.

When it comes to insuring your crop, most farmers consider how much insuring their crop will cost them, and how damages and losses will be assessed. Our experimental farm (Mooihoek) near Bloemfontein is where we conduct in-depth hail and rain research that enables us to accurately assess crop damages at different growth stages. This way we can work out exactly how much you stand to lose, both in the long and short term, and advise you on the best way to make your losses back.

Unlike asset insurance, the premium you pay applies only to the insured amount, regardless of the number of days that the crop was covered by the insurance company, so it makes sense for you to insure your crop as early as you can after planting to enjoy the longest period of cover.

Multi-Peril crop insurance is becoming increasingly popular amongst farmers because of increasing production costs and a more unpredictable environment. Santam Agriculture offers multi-peril crop insurance, basic and specialized insurance covering risks such as hail, damage to stored grain and fire on orchards, veld and sugar cane. For more information click here.