When your livelihood relies on the land, you understand more than most what it means to be at the mercy of elements beyond your control. That's why it's good to know that there's an insurance company who's policies are based on 82 years of crop and hail research, and is underpinned by 93 years in asset insurance experience. Our research-based knowledge and focus on transparency and consistency has earned us the reputation of being the best risk managers in the farming business, and our brokers consider themselves to be part of the farming community.

To fully grasp the challenges facing farmers, Santam has invested in a one-of-a-kind experimental farm in Bloemfontein. This is where we conduct research into understanding just how crops are affected by certain weather conditions. It means we know that when a crop gets damaged, it could affect you for years to come, not just one. It means that we understand that a payout can't restore plants that have been damaged, but we can advise you on how to recoup your losses eventually. And it means farming is as much our business as it is yours. It is our aim to provide the security you need to ensure survival in this difficult sector through establishing honest, collaborative, long-term relationships with our brokers, who aim to understand your business by being consistent and present.

Santam is also the first and only insurer to join ClimateWise, an international network formed by leading insurers worldwide to influence debate and decision-making on climate change.

Below you'll find our Agricultural Insurance offerings, which have been carefully designed to take the hassle out of insurance. Click to find out more about each offering, or speak to one of our agricultural brokers about finding a tailored insurance solution for your farm.

Crop insurance 

With Santam's crop insurance solution you will enjoy the longest period of cover by insuring your crops as soon as possible after planting.

Asset insurance 

It's often the "hidden" assets such as a farmer's computer data, or a run-away veld fire that could cause demage to a neighbour's farm that a farmer needs to insure. Santam's Agricultural product gives comprehensive cover that is flexible enough to fulfill all the personal and agricultural needs of today's farmer.

Vine

Our Vine insurance solution suits the unique needs of farmers in the vine industry, ranging from cover for farms, estates, co-ops, restaurants and guesthouses.

Weather forecast

Get weekly weather updates and advice from our Climatologist, Johan van der Berg.