Know your risk
Most common vehicle claims
The SAPS estimates that 1 in every 772 people have been
caught driving under the influence of alcohol in the last 12
months.
Risk calculator
For many people the most expensive item they buy would be their
home or car. This online calculator helps you rest assured
that your vehicle is correctly insured.
Rewarding good driver behaviour
LiveTrack
Rewarding good driver behaviour
LiveTrack is backed by Africa's largest cellular provider,
Vodacom.
LiveTrack offers not just vehicle tracking and recovery, but
also the opportunity to manage and track driving behaviour. Driving
behaviour refers to distances travelled, times travelled, speed of
travel and frequency of travelling. This data could lead to
substantially lower insurance premiums.
Pricing: R162.05 - 36 month contract, thereafter from R39
per month. Free installation.
Website details: www.livetrack.co.za
Contact details: 082 155 Contact Centre
Insurance red flags
Incorrectly insured
Santam's claims stats show that our clients' vehicles are often
over-insured.
Use our risk
calculators or conduct a professional assessment to determine
the correct replacement value of your house contents or speak to
your broker to ensure that you are correctly insured.
Insufficient cover
Clients often choose subsidence and landslip cover for the
structure and don't realise it could be necessary for the contents
of their house as well. Speak to your broker or contact Santam to
ensure you are sufficiently covered.
Insufficient safety measures
Only 1 out of 7 clients has a tracking device. Only 1 out
of 10 clients has a gear lock.
Clients should ensure that they have suitable safety measures in
place. Speak to your broker or contact Santam to ensure your safety
measures are relevant to your vehicle.
