Santam now offers you peace of mind on the road
As families prepare to take to the open road for the festive
season, Santam launches its Personal Accident Policy which provides
protection to South African clients for accidents, whether on the
road or elsewhere ensuring a world of certainty wherever they may
Santam will now provide cover in the event of death or disability
following a road or other personal accident, meeting the evolving
needs of its clients. Santam's solution offers consumers a great
choice of cover types, and higher cover levels than previously
Hendri Nigrini, Santam's Executive Head: Risk Services explains,
'Santam conducted research into the exposure a client would have at
the time of an accident. Once the results were unpacked, we saw the
potential risk of a client being financially ruined in the event of
physical harm caused by a road or personal accident. We therefore
developed a new solution that brings piece of mind and
comprehensive cover. '
'We already know that individuals take great care to insure their
belongings, but often neglect to insure their most valuable asset,
themselves. Santam's solution is a stand alone product that offers
consumers greater choice of cover types to ensure that a
life-changing accident doesn't change their lifestyle. Each policy
is tailor-made and has the flexibility of choice in providing a
family or individual option.'
Key features of Santam's Personal Accident Policy include:
- Cover is structured per insured life and not per insured
- The Family cover option will provide additional cover
requirements, but cover will be limited to the family as
- Basic cover is Death and Permanent Disability following any
accident, with cover options of comprehensive cover or road
accident cover only.
- Sums insured range from R50 000 up to R5 million in accordance
with client's age, income and choice.
- Optional covers are linked to the basic cover limits, but also
in accordance with client's choice.
- Clients have the choice of comprehensive personal accident
cover or cover for motor accidents only.
- All claims under this unique policy will be referred to
specially trained claims handlers and assessors for finalisation,
further providing clients with peace of mind during a trying
For more information on Santam's Personal Accident Policy,
please contact your broker or call 0860 SANTAM.